"balance", "how much", "account"?
WORKFLOW 1: Account Overview
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Business operationsPublic skills
Banking Operations
Real-time banking intelligence for AI agents — account monitoring, transaction analysis, anomaly detection, and payment initiation across Plaid (US/EU), Mono (Africa), and Open Banking (UK/EU).
What this skill teaches
A reusable playbook for a specific kind of work.
An MCP server tells an agent which actions are available. A skill adds the judgment around those actions: how to recognize the job, which sequence to follow, what to avoid, and how to decide that the result is complete.
Orchestrate banking operations across Plaid, Mono (Africa), and Open Banking — verify accounts, monitor transactions, check balances, initiate payments, and detect anomalies. Use when checking account balances, listing transactions, verifying bank connections, initiating payments, categorizing transactions, searching…
Architecture
How Banking Operations guides an ADK-Rust agent.
The skill stays readable and portable because it contains instructions rather than service credentials or business data. ADK-Rust supplies it to the agent, the agent chooses from its reviewed tool boundary, and the connected MCP server performs the authenticated operation.
01
User request
The agent receives a goal expressed in ordinary language.
02
Banking Operations skill
Matches intent, supplies the decision guide, and narrows the tool boundary.
03
ADK-Rust agent
Plans the workflow and streams each meaningful step through the runtime.
04
mcp-banking
Executes authenticated operations against the system that owns the capability.
05
Verified result
The skill's completion rules shape the evidence returned to the user.
Decision guide
How the agent turns a request into the right action.
These routes come directly from the skill instructions. They help the model recognize intent and select a focused tool or workflow instead of improvising across the entire capability surface.
"transactions", "spending", "deposits", "history"?
WORKFLOW 2: Transaction Analysis
"pay", "transfer", "send money"?
WORKFLOW 3: Payment Initiation
"unusual", "fraud", "anomaly", "alert"?
WORKFLOW 4: Anomaly Detection
"reconcile", "match", "sync"?
WORKFLOW 5: Sync & Reconcile
Unclear?
Ask: "Would you like to check balances, review transactions, or initiate a payment?"
Proven workflows
Repeatable sequences for useful outcomes.
A workflow joins several tool calls into a task the user actually recognizes. The skill explains the sequence and the intended result while ADK-Rust streams the agent's progress through the shared runtime.
Tool boundary
The skill may use 15 documented tools.
This allowlist is declared by the skill. It keeps the agent focused on the actions needed for this job while mcp-banking retains responsibility for authentication, validation, and the connected system.
list_accounts
get_account
get_balances
list_transactions
get_transaction
search_transactions
categorize_transaction
sync_transactions
get_identity
list_institutions
get_institution
initiate_payment
get_payment_status
list_payments
get_statement
Working rules
What the agent should do.
- Follow the decision guide, use the declared tool boundary, and verify the result before responding.
Operating boundaries
What the agent should avoid.
- Review the complete SKILL.md before enabling this skill for production work.
Install and connect
Add the skill beside the capability it expects.
Install the repository where your ADK-Rust skill loader can discover it, connect mcp-banking, and confirm the declared tools are available before asking the agent to use the workflow.
Install the skill
git clone https://github.com/zavora-ai/skill-banking-operations.git \
~/.skills/skills/banking-operationsADK-Rust loading shape
let skills = SkillLoader::from_dir("~/.skills/skills").await?;
let skill = skills.load("banking-operations").await?;
let agent = LlmAgentBuilder::new("agent")
.instruction(skill.instructions())
.tools(skill.allowed_tools(toolset)?)
.build()?;The repository's compatibility statement: Requires mcp-banking server connected (Plaid, Mono, or Open Banking). Optional: mcp-finance for reconciliation, mcp-payments for payment orchestration, mcp-notifications for alerts.
Official documentation
Read the complete skill package.
The repository remains authoritative for its exact instructions, examples, helper scripts, assets, MCP requirements, license, and later updates.
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Source record
Repository metadata for this skill entry.
- License
- Apache-2.0
- Allowed tools
- 15
- References
- 3
- Revision
- f4061f20e01f
- Updated
- May 31, 2026